Most assets in any business are looked after; they are maintained, they are repaired and theyre insured. Business owners know the business relies on the assets working properly. If an asset central to the business breaks down the business suffers.

Most businesses dont see their staff members as an asset. Only recently has "human capital" become a buzzword. If a staff member, who is central to the business “breaks down” the business suffers.
 
The machine that breaks down can be replaced. A staff member who breaks down can be replaced. The difference is a replacement machine is designed to perform exactly the same task. A replacement staff member has to be found, screened, interviewed, trained, and then still has to fit in with the rest of the staff to ensure ongoing productivity.
 
HIV threatens this most complex asset within your business -- your staff.

HIV is already a  threat to your business, its sustainability and its long term future. The most useful action you can take is to ask how HIV might affect your operations, your efficiency, your payroll, your cash flow and your business relationships.
 
Beyond the Balance Sheet is your maintenance and warranty contract for this asset. It helps maintain and repair your business’ human capital.